Where to begin: The Life Map
Because our needs will change as we move through life, the starting point is not the same for everyone. MoneyPages can help you to identify where you are on your personal financial journey with our Life Map. It summarizes some of the key financial issues that you may face throughout your life and suggests a course of action that you can pursue in order to address these concerns.
You can then use the financial tools provided by MoneyPages to create a clear picture financial picture for yourself. Start your journey towards financial independence with the Life Map now!
What’s New at MoneyPages
(For optimal user experience view this page in Landscape Mode on tablets and mobile devices)
September 4, 2018 - MoneyPages has made the strategic decision to offer all of our financial tools including our comprehensive retirement planning software, the SmartPlanner, at no cost and without any registration requirements.
April 16, 2018 - Our advertisers help keep our calculators free. You will notice that a pop up ad appears when you first access MoneyPages; this ad will only appear the first time you access MoneyPages each day.
April 16, 2018 - The RRSP RRIF Converter helps you determine the amount of RRIF income you can expect to receive each year in retirement when you convert from an RRSP. It allows you to experiment with different scenarios to help you determine the option that best suits yourt situation
March 13, 2018 - The Mortgage Affordability Calculator helps you determine what you can afford to borrow to purchase a home and what the total value of your home could be based on your down payment.
All calculators including our premium retirement planning program, the SmartPlanner, are now available at no cost and no subscription is required. If you like any of our calculators and the results they provide, please feel free pass along our website on to anyone who might be interested. Donations help fund further development and improvement of our site - but there is not obligation to do so.
SmartPlanner – Our comprehensive retirement calculator goes far beyond most retirement calculators to provide you with a detailed look at your financial future. Compare with retirement planning software packages that require an annual subscription of $500 per year or more!
Net Worth Worksheet - Track your household assets and liablilties to determine your net worth.
Budget Planner - Create your personal household budget and identify where you spend your money and how you can save for the future.
Basic Retirement Calculator - Use our QuickPlanner to quickly estimate your retirement income plans.
CPP & OAS Optimizer - Estimate your government benefits in retirement and calculate the best age at which to begin receiving those benefits.
RRSP RRIF Converter helps you determine the amount of RRIF income you can expect to receive each year in retirement when you convert from an RRSP. It allows you to experiment with different scenarios to help you determine the option that best suits yourt situation
RRIF Withdrawal Calculator - Determine the annual income you can expect to receive from your RRIF during your retirement
Savings Growth Calculator - Calculate how your savings can grow over time.
2017 Income Tax Calculator - Estimate your income taxes for 2017 and determine the impact of RRSP contributions, dividends vs. interest, and other factors.
2016 Income Tax Calculator - Estimate your income taxes for 2016 and determine the impact of RRSP contributions, dividends vs. interest, and other factors.
Mortgage Planner - Use the MortgagePlanner to create a detailed look at what it will cost you to purchase a home, including up front cash costs and monthly payments.
Property Sale Calculator - Calculate the proceeds from the sale of your property after real estate fees, paying the outstanding balance on the mortgage, paying any mortgage pre-payment penalties and other fees.
Mortgage Payment Calculator - Determine the monthly principal and interest payments on any mortgage over the term you desire.
Cost of Education Calculator - Estimate the future cost of pursuing a post secondary education with this calcualtor. Use the quick links to Canadian tuition fees to assist in your calculations.
Auto Loan Calculator - Calculate the monthly payments on any vehicle loan for a term of up to 8 years.
Auto Depreciation Calculator - Estimate how the value of your vehicle declines over time and what it may be worth in the future.
RESP Calculator - Calculate how savings for your children's education can grow over time, taking into consideration your contributions as well as federal government grants.
DebtPlanner - Estimate whether the amount of debt you are carrying is acceptable and calculate the amount of addtional debt than you can carry, if any, that is appropriate.
Credit Card Repayment Calculator - Determine how long it will take to pay off your current credit card balance and the amount of interest you will pay over time.
Basic Loan Calculator - Calculate the principal and interest payments on any term loan.
Estate Planning – While there are no calculators in this section we have created a checklist to help you ensure that your estate planning matters are in place.