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Be patient. This calculator can take 30 seconds or more to load completely.

This calculator is designed to calculate basic life insurance needs. No allowances are made to establish additional insurance coverage that would enhance the financial situation of your survivors upon your death.  If your family or financial situation changes, you should recalculate your basic needs. They may increase or decrease.

Life insurance needs can be calculated for individuals and for couples using the Basic Life Insurance Calculator.

Because your life insurance needs may change over time, MoneyPages has calculated those needs for each year and illustrated those needs in the Life Insurance Needs table.

You can ladder up to 4 policies in order to ensure sufficient coverage while minimizing costs.