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Discontinuation Notice
We regret having to make the decision to discontinue support for our flagship retirement analysis software - the SmartPlanner. We wish to thank our small core of supporters and users who have provided us with feedback, donations and even just appreciation for our efforts. Barring any unforeseen developments we will be ending our service on September 30, 2021.

Unfortunately the cost of developing and maintaining this unique program has not been covered by subscriptions, donations or advertising revenues.

RRIF Withdrawal Calculator

(For optimal user experience view this page in Landscape Mode on tablets and mobile devices)

The RRIF calculator is designed to calculate the annual payments you can expect to withdraw from the date of your retirement to your life expectancy. It allows you to customize your retirement age, your life expectancy, the rate of return you hope to achieve on your investments and the annual cost of living increases that you expect over your lifetime.

Payment schedules can be also customized to a level payout each year or payout that is adjusted for cost of living increases.