MoneyPages has been developed as a free public service website where you have access to multiple personal finance tools and information designed to help you evaluate your unique financial situation. Donations help to offest hosting costs and to fund further development - but there is no obligation.
What’s New at MoneyPages
September 7, 2020 - MoneyPages has added a Life Insurance Calculator to help you determine if your level of life insurance is adequate, inadequate or excessive. You can choose to evaluate income replacement coverage, debt retirement coverage or both
August 19, 2020 - In the next couple of months MoneyPages will be discontinuing the ability to save input files using the SmartPlanner program. Users will still be able to save PDF reports to files. This change will allow us to create a simplified user experience, eliminate some of the bugs that come with the registration process and keep our costs down.
August 17, 2020 - MoneyPages in the process of upgrading and adding financial tools to the website. The project is ongoing and you will see changes in the user interface and the output created with the upgrades.
April 26, 2020 - MoneyPages has introduced a new section on Investing that includes a unique Asset Allocation tool designed to provide investors some guidance when building their investment portfolios.
MoneyPages Calculators and Guides
Life Map - summarizes some of the key financial issues that you may face throughout your life. It can help you prioritize the order in which some of the various financial obligations should be addressed.
SmartPlanner – Our comprehensive retirement calculator provides you with a detailed look at what your financial future may look like. It creates a 12 page report than you can save to PDF file and print a hard copy as well.
Basic Retirement Calculator - Use our QuickPlanner to quickly estimate your retirement income plans that are summarized on a 1 page report.
Asset Allocation Tool - Use the Asset Allocation Tool to help you decide how to invest your hard earned dollars.
Life Insurance Calculator - Use this too meausure whether or not your life insurance coverage is appropriate.
Net Worth Worksheet - Track your household assets and liablilties to determine your net worth.
CPP & OAS Optimizer - Estimate your government benefits in retirement and calculate the best age at which to begin receiving those benefits.
RRSP RRIF Converter helps you determine the amount of RRIF income you can expect to receive each year in retirement when you convert from an RRSP. It allows you to experiment with different scenarios to help you determine the option that best suits yourt situation
RRIF Withdrawal Calculator - Determine the annual income you can expect to receive from your RRIF during your retirement
Savings Growth Calculator - Calculate how your savings can grow over time.
Income Tax Calculators - Estimate your income taxes and determine the impact of RRSP contributions, dividends vs. interest, and other factors.
Mortgage Planner - Use the MortgagePlanner to create a detailed look at what it will cost you to purchase a home, including up front cash costs and monthly payments.
Property Sale Calculator - Calculate the proceeds from the sale of your property after real estate fees, paying the outstanding balance on the mortgage, paying any mortgage pre-payment penalties and other fees.
Mortgage Payment Calculator - Determine the monthly principal and interest payments on any mortgage over the term you desire.
Cost of Education Calculator - Estimate the future cost of pursuing a post secondary education with this calcualtor. Use the quick links to Canadian tuition fees to assist in your calculations.
Auto Loan Calculator - Calculate the monthly payments on any vehicle loan for a term of up to 8 years.
Auto Depreciation Calculator - Estimate how the value of your vehicle declines over time and what it may be worth in the future.
RESP Calculator - Calculate how savings for your children's education can grow over time, taking into consideration your contributions as well as federal government grants.
DebtPlanner - Estimate whether the amount of debt you are carrying is acceptable and calculate the amount of addtional debt than you can carry, if any, that is appropriate.
Credit Card Repayment Calculator - Determine how long it will take to pay off your current credit card balance and the amount of interest you will pay over time.
Basic Loan Calculator - Calculate the principal and interest payments on any term loan.
Estate Planning – We have created a checklist to help you ensure that your estate planning matters are in place. It provides you with a guide on where to begin and answers some basic estate planning questions.